I’m Done. This Is My NEW Credit Card Strategy 2026

Thank you to Function Health for sponsoring this video! Visit https://functionhealth.yt.link/odXGIEK or use code MARKR100 at sign-up to own your health. The first 1000 get a $100 credit toward their membership. Then, it’s time for a BIG change in my credit card strategy. I’m saying goodbye to a couple cards to make room for something new. Click “Show More” to see Ad Disclosure. For a while I’ve been using the Capital One Duo, consisting of the Capital One Venture X and the Capital One Savor credit cards. It’s a fantastic setup that keeps things simple while offering strong rewards. However, it’s best for travelers because the Venture X earns Venture miles and the Savor One earns cash back that can be converted to the same miles (or kept as a separate balance to give a hybrid ‘travel-cash-back’ approach). Lately though, I’ve wanted to transition to a cash back credit card strategy. I’m not traveling much right now and having some extra cash to save, invest, and/or cover expenses is valuable to me. However, my new cash back credit card setup isn’t typical; I’m using American Express credit cards for the bulk of it. Normally, Amex credit cards aren’t ideal for cash back because Amex Membership Rewards points give poor value when redeemed as a statement credit (currently 0.6¢ per point). However, adding the Amex Platinum Card for Schwab give a much better redemption rate of 1.1¢ per point, and it works for all points earned across all Amex credit cards (up to 1M points redeemed per year). So, this video is my rundown and explanation of which American Express credit cards I’ll be using, along with several other non-Amex credit cards that fill important gaps. VIDEO SPONSOR 👨‍⚕️ Function Health - Start owning your health https://functionhealth.yt.link/odXGIEK TOP CREDIT CARD OFFERS 🚨 Get Offer Alerts! https://markscreditcards.com/offeralerts 💳 View Offers! https://markscreditcards.com/offers 📱 MaxRewards - Manage your cards (promo code = markr): https://markscreditcards.com/maxrewards ✈️ Point.me - Maximize your points! https://markscreditcards.com/point.me TOP CASH BACK OFFERS 🛍️ Rakuten (Get $30 or 3,000 Amex Points!): https://markscreditcards.com/rakuten 🛍️ TopCashback (Get $10!): https://markscreditcards.com/topcashback TOP BANK ACCOUNTS 🏦 SoFi (Get $300 Bonus!): https://markscreditcards.com/sofibanking 🏦 CIT Bank (Get $300 Bonus!): https://markscreditcards.com/citbanksavings 🏦 Barclays (Get High APY!): https://markscreditcards.com/barclayssavings 🏦 Discover Savings (Get High APY!): https://markscreditcards.com/discoversavings 🏦 Discover Checking: https://markscreditcards.com/discoverchecking 🏦 Ally (Get High APY!): https://markscreditcards.com/allysavings TOP INVESTING LINKS 📊 Webull (Get 6+ Free Shares!): https://markscreditcards.com/webull 📊 Robinhood: https://markscreditcards.com/robinhood 📊 Public: https://markscreditcards.com/public 📊 Wealthfront: https://markscreditcards.com/wealthfront 📊 Acorns: https://markscreditcards.com/acorns ------------ 🎬 CHAPTERS 00:00 - Intro 00:50 - Card 1 4:45 - Card 2 7:06 - Card 3 8:12 - Card 4 8:46 - Card 5 9:21 - Card 6 10:07 - Card 7 10:43 - Card 8 11:05 - Conclusion 12:19 - The Big Question Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as YourBestCreditCards.com, My Wealth Wallet, and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the recording / posting date. Some of the offers mentioned may no longer be available and/or may not be available to all users. The content should not be taken as financial advice; it is an expression of opinion. Please do your own research before making a decision to apply for a card or act upon any of the information provided. #creditcards #creditcard #creditcardstrategy