Do Chase Credit Cards BLOW Now More Than EVER? (Devaluations Everywhere)
Mark Reese // Credit & Finance
•April 30th, 2026
DESCRIPTION
Thanks to Monarch for partnering with me! Start your free trial and get 50% off your first year of total money clarity using my link https://monarchmoney.yt.link/AOgSsh5 or code reese50 for 50% Off Monarch Core tier. Click “Show More” to see Ad Disclosure.
Chase credit cards aren’t what they used to be, and neither are Chase points. In recent months, we’ve seen Chase playing around with the value of their Ultimate Rewards points. The Chase Sapphire Preferred and Chase Sapphire Reserve cards used to have guaranteed, fixed point values for travel via the Chase portal, but that’s now changed to a fluctuating range of values.
Additionally, there’ve been some negative changes to the Chase transfer partners, alongside Chase making it more difficult to track your spending on certain cards.
Perhaps as a personal opinion, I think the rewards categories on the Chase Freedom Flex card have become less useful for day-to-day spending than in years past. I also think many people will agree the big devaluation to the Chase Pay Yourself Back program was a big blow to the overall value proposition of the cards that offered it (predominantly the Chase Sapphire Reserve and Chase Sapphire Preferred).
Finally, the Chase credit card application rules have changed noticeably. The new Chase pop up jail / window is actually beneficial, but the vaguer language in the terms and conditions leaves room for too much grey area.
Is there still value with Chase credit cards? Absolutely, but only for the people who can or want to extract the value. The old rule of ‘Get Chase Cards First’ may not be as applicable as it once was.
TOP CREDIT CARD OFFERS
🚨 Get Offer Alerts! https://markscreditcards.com/offeralerts
💳 View Card Offers! https://markscreditcards.com/offers
📱 MaxRewards - Manage your cards (promo code = markr): https://markscreditcards.com/maxrewards
🤑 Rakuten American Express Card: https://markscreditcards.com/referrakutencreditcard
TOP TRAVEL + POINTS DEALS
✈️ Thrifty Traveler - Flight & Hotel Deals! https://markscreditcards.com/thriftytraveler
✈️ Point.me - Maximize your points! https://markscreditcards.com/point.me
TOP BANK ACCOUNTS (HIGH-YIELD)
🏦 https://markscreditcards.com/bankaccounts
TOP CASH BACK OFFERS
🛍️ Rakuten (Get $30+ or 3,000+ Amex/Bilt Points!): https://markscreditcards.com/rakuten
🛍️ Rakuten American Express Card (+4% Rewards!): https://markscreditcards.com/referrakutencreditcard
💰 Chime (Get $100 Bonus!): https://markscreditcards.com/chime
🛍️ TopCashback (Get $10!): https://markscreditcards.com/topcashback
TOP INVESTING LINKS
📊 Webull (Get 6+ Free Shares!): https://markscreditcards.com/webull
📊 Robinhood: https://markscreditcards.com/robinhood
📊 Public: https://markscreditcards.com/public
📊 Wealthfront: https://markscreditcards.com/wealthfront
📊 Acorns: https://markscreditcards.com/acorns
------------
🎬 CHAPTERS
00:00 - Intro
00:32 - Red Flag 1
4:31 - Red Flag 2
8:45 - Red Flag 3
13:15 - Red Flag 4
17:49 - Red Flag 5
20:10 - Red Flag 6
Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as YourBestCreditCards.com, My Wealth Wallet, and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the recording / posting date. Some of the offers mentioned may no longer be available and/or may not be available to all users. The content should not be taken as financial advice; it is an expression of opinion. Please do your own research before making a decision to apply for a card or act upon any of the information provided.
#creditcard #creditcards
Never miss a video from Mark Reese // Credit & Finance
Subscribe to get notified when new content drops.