WHAT’S IN MY WALLET Q2 2022 | Credit Card Strategy 2022

Take a look inside my wallet to see which credit cards I’m using for Q2 2022! A lot has changed compared to my default credit card setup since my focus is much more on travel credit cards. Click “Show More” to see Ad Disclosure. 📲 MAXREWARDS – Manage credit cards & rewards! Get Gold level for free with PROMO CODE = markr http://markscreditcards.com/maxrewards 💳👉VIEW CREDIT CARD OFFERS! http://markscreditcards.com/offers 🏦 SOFI CHECKING & SAVINGS – Get $25 FREE (or more w/ direct deposit) http://markscreditcards.com/sofibanking 🛍 RAKUTEN - Earn Cash Back! http://markscreditcards.com/rakuten 📈 GET FREE STOCKS FROM WEBULL when you open an account & make a deposit: http://markscreditcards.com/webull CREDIT CARD #1: CAPITAL ONE VENTURE X Welcome Offer (April 2022) Earn 75,000 Capital One Venture miles after spending $4K in the first 3 mo. Rewards - 10X Hotels: Booked via Capital One Travel portal - 10X Rental Cars: Booked via Capital One Travel portal - 5X Flights: Booked via Capital One Travel portal - 2X Other Purchases Annual Fee = $395 Why It’s in My Wallet - Capital One Lounge - Pay health insurance - Non-bonus spend CREDIT CARD #2: RITZ CARLTON CREDIT CARD Welcome Offer (April 2022): N/A, discontinued credit card to new applicants. You can still acquire it via product change from either the Marriott Bonvoy Boundless or the Marriott Bonvoy Bold, both issued by Chase. Rewards - 6X Marriott - 3X Airline - 3X Car Rentals - 3X Dining - 2X Other Purchases Annual Fee = $395 Why It’s in My Wallet - Limited-time spend offer: 10X Marriott | Valid Apr. 01 – Jun. 30 | Up to $1,500 spent - $300 Travel Credit: Air incidental fees CREDIT CARD #3: WORLD OF HYATT CREDIT CARD Welcome Offer (April 2022) - Earn 60,000 Points - Tier 1: Earn 30,000 points after spending $3,000 in the first 3 months - Tier 2: Earn up to 30,000 more points: 2X per $1 spent for the first 6 months on up to $15,000 total spend. Rewards - 4X Hyatt - 2X Restaurants - 2X Airline Tickets: Purchased directly from airlines - 2X Local Transit & Commuting - 2X Fitness Club & Gym Memberships - 1X Other Purchases Annual Fee = $95 Why It’s in My Wallet - Limited-time spend offer: 5X Gas Stations | 5X Grocery Stores | Valid Apr. 01 – Jun. 30 | Up to $1,500 spent CREDIT CARD #4: AMERICAN EXPRESS PLATINUM CARD FOR SCHWAB (SCHWAB PLATINUM CARD) Welcome Offer (April 2022) Earn 100,000 Amex Membership Rewards Points after spending $6,000 on purchases in the first 6 mo. Rewards - 5X Flights: Booked directly w/ airlines & via Amex Travel portal | Valid on up to $500K spent per calendar year - 5X Prepaid Hotels: Via Amex Travel portal - 1X Other Purchases Annual Fee = $695 Why It’s in My Wallet - 5X Points on flights - Centurion Lounge access CREDIT CARD #5: AMEX BUSINESS GOLD CARD Welcome Offer (April 2022) Earn 70,000 Amex Membership Rewards Points after spending $10,000 on purchases in the first 3 mo. Rewards - 4X Top 2 Spend Categories* | Valid on up to $150K spend in combined purchases each calendar year, then 1X - 1X Other Purchases *Eligible Categories include: - Airfare purchased directly from airlines - U.S. purchases for advertising in select media (online, TV, radio) - U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions - U.S. purchases at gas stations - U.S. purchases at restaurants, (incl. takeout and delivery) - U.S. purchases for shipping Annual Fee = $295 Why It’s in My Wallet - Welcome Offer: 90K targeted | Amex no lifetime language offer - Pay taxes - Tech purchases CREDIT CARD #6: CHASE SAPPHIRE PREFERRED Welcome Offer (April 2022) Earn 80,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first 3 mo. Rewards - 5X Travel: Chase UR portal | Excludes hotel purchases that qualify for the $50 Anniversary Hotel Credit - 3X Dining: Incl. takeout & eligible delivery services - 3X Online Grocery: Excl. Target, Walmart, Wholesale Clubs - 3X Select Streaming - 2X Other Travel (non portal) - 1X Other Purchases Annual Fee = $95 Why It’s in My Wallet - Welcome Offer CREDIT CARD #7: DISCOVER IT CASH BACK CARD Welcome Offer (April 2022) Discover Cash Back Match Rewards - 5% Quarterly Categories (Currently Gas Stations & Target for Q2 2022) - 1% Other Purchases Annual Fee = $0 Why It’s in My Wallet - 5% Cash Back at Target Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor. #whatsinmywallet #bestcreditcards #creditcards