CAPITAL ONE VENTURE X REVIEW!
Mark Reese // Credit & Finance
•November 26th, 2021
DESCRIPTION
The Capital One Venture X card is one of the best travel credit cards available, but that doesn’t mean it’s right for everyone. Learn if YOU should apply before your next vacation! Click “Show More” to see Ad Disclosure.
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WELCOME BONUS (Nov. 2021)
Earn 100,000 Venture miles (worth $1,000+ towards travel) after spending $10,000 in the first 6 months, PLUS receive a $200 Vacation Rental Credit to be used at eligible merchants, including:
- Airbnb
- Turnkey
- Vacasa
- VRBO
ANNUAL FEE = $395
EARN MILES
- 10X Hotels (booked via Capital One Travel portal)
- 10X Rental Cars (booked via Capital One Travel portal)
- 5X Flights (booked via Capital One Travel portal)
- 2X Other Purchases
REDEEM MILES
- Travel (Transfer Partners): 1.85¢ per point on avg. | 100K = $1,850
- Travel (Pay with Miles at Checkout via portal): 1.0¢ per mile | 100K = $1,000
- Travel (Cover Travel Purchases Later as statement credit): 1.0¢ per mile | 100K = $1,000
- Cash Back (Statement Credit or Check): 0.5¢ per mile | 100K = $500
- Other Options include: Gift Cards, Redeem With PayPal, Shop With Amazon
CAPITAL ONE TRANSFER PARTNERS
Aeromexico Club Premier
Air Canada Aeroplan
Air France Flying Blue
Asia Miles
Avianca LifeMiles
British Airways Executive Club
Emirates Skywards
Etihad Airways – Etihad Guest
EVA Air – Infinity MileageLands
Finnair Plus
Qantas Frequent Flyer
Singapore Airlines KrisFlyer
TAP Miles&Go
Turkish Airlines Miles&Smiles
ALL Accor Live Limitless
Choice Privileges
Wyndham Rewards
CAPITAL ONE VENTURE X BENEFITS
- $300 Annual Travel Credit: Automatic statement credit for travel booked via Capital One Travel. Issued as 1 credit if purchase is ≥ $300, or as multiple credits until the $300 maximum is met. Normally appears in 1 – 7 business days; may take up to 2 billing cycles.
- 10,000-Mile Anniversary Bonus: Each account anniversary you’ll receive 10,000 bonus miles.
- Airport Lounge Access: (1) Capital One Lounge: Unlimited visits w/ up to 2 guests at no charge. Additional guests are $45 each. (2) Priority Pass: Unlimited visits w/ up to 2 guests at no charge. Additional guests pay the day pass rate, currently $32 each. Includes access to Priority Pass restaurants.
Learn about Capital One Lounges here: https://www.capitalone.com/learn-grow/more-than-money/capital-one-lounges-arriving-in-airports
- Global Entry / TSA PreCheck Credit: Receive up to a $100 statement credit to cover the application fee for either program, up to $100 every 4 years. Appears in 1-2 billing cycles.
- Free Authorized Users: Add up to 4 authorized users at no charge. Each AU receives their own Priority Pass membership & can bring 2 guests of their own.
- Hertz President’s Circle Elite Status: Receive benefits like Skip the Counter, E-Return, Guaranteed Upgrades, Free Additional Drivers, and more. Enrollment required. Authorized users are also eligible for this status when enrolled.
- Visa Infinite Benefits: Including Luxury Hotel Collection for upgrades, breakfast for 2, etc.
- No Foreign Transaction Fees
INSURANCE & PROTECTIONS
- Trip Cancellation & Interruption Insurance
- Trip Delay Reimbursement
- Lost Luggage Reimbursement
- Travel Accident Insurance
- Cellphone Protection
- Primary Rental Car Insurance
- Purchase Protection
- Return Protection
- Extended Warranty Protection
SHOULD YOU GET IT?
YES if you…
- Value the simplicity of using use 1 card for everything while earning travel rewards
- Normally pay cash for hotels, rental cars & flights
- Are willing to book travel via Capital One portal and/or transfer partners
- Value access to Capital One Lounges
- Want Hertz President’s Circle status
- Want one of the best Priority Pass memberships
- Value cellphone protection
- Value primary rental car insurance
NO if you…
- Don’t travel at least 2-3 times per year
- Never pay cash for travel
- Don’t stay at hotels or rent cars while traveling
- Aren’t willing to book travel via Capital One portal
- Don’t live near / fly through airports w/ Capital One Lounges
- Aren’t willing to pay a $395 annual fee
- Prefer cash back rewards
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#capitaloneventurex #travelcreditcards #capitalonecreditcard
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