UNITED QUEST CARD REVIEW! (Best United Airlines Credit Card?)
Mark Reese // Credit & Finance
•April 22nd, 2021
DESCRIPTION
The ALL NEW United Quest credit card has been released! Now that there are 6 United credit cards, it’s time to review the newest addition to the lineup! Click “Show More” to see Ad Disclosure.
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WELCOME BONUS (April 2021)
Earn up to 100,000 United miles, divided into 2 tiers:
- Tier 1: Earn 80,000 United miles after spending $5K in first 3 mo.
- Tier 2: Earn 20,000 more United miles after spending $10K total in first 6 mo.
- Approximate Value = $1,300 (average) towards flights
ANNUAL FEE = $250
EARN UNITED MILES
- 3X United Purchases: After earning $125 annual credit
- 2X Travel (Including: airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services & tolls)
- 2X Restaurants
- 2X Select Streaming
- 1X Other Purchases
REDEEM UNITED MILES
- Best redeemed toward flights on United Airlines or other Star Alliance airline partners. Average value of 1 mile = 1.3¢ each.
- UNITED QUEST CARD BENEFITS
$125 Annual United Purchase Credit
Receive up to $125 in statement credits each account anniversary year for United purchases.
- Two 5,000-mile Award Flight Credits
Get 5,000 miles back after you take a United or United Express-operated flight booked with your miles. Up to 2x / Cardmember anniversary year.
- Free 1st & 2nd Checked Bags
Primary Cardmember + 1 companion on the same reservation will each receive their 1st and 2nd checked bag free, up to $320 per roundtrip.
- Priority Boarding
The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
- 25% Back On United Inflight Purchases
25% back on purchases of food, beverages and Wi-Fi on board United-operated flights.
- TSA PreCheck / Global Entry Credit
Receive a credit of up to $100 every 4 years towards the application fee of either program.
- No Blackout Dates
Expanded award availability.
- Reward Seat Upgrades
Complimentary space-available upgrades if you’re flying via award ticket & have elite status.
- Visa Luxury Hotel & Resort Collection
Special VIP treatment at select hotels & resorts.
- No Foreign Transaction Fees
INSURANCE & PROTECTIONS
- Trip cancellation / interruption insurance
- Baggage delay insurance
- Lost luggage reimbursement
- Visa Concierge
- Trip delay reimbursement
- Auto rental collision damage waiver (primary coverage)
- Purchase protection
- Extended warranty protection
GOOD TO KNOW
- Subject to Chase 5/24 Rule
- This product is available to you if: You do not have any United Quest card AND you have not received a new Cardmember bonus for any United Quest card in the past 24 months.
SHOULD YOU GET IT?
YES if you…
- Fly United frequently
- Value elite-like perks on United flights
- Want a big welcome bonus for miles towards a United / Star Alliance flight
NO if you…
- Are over the Chase 5/24 rule
- Don’t fly United / Star Alliance every year
- Want flexible points for any kind of travel
- Prefer cash back over travel rewards
- Want to earn United miles long term
HOW IT COMPARES
To recap, the United Quest Card earns miles at the following rates:
- 3X United
- 2X Travel
- 2X Restaurants
- 2X Select Streaming
- 1X Other Purchases
But the Chase Sapphire Reserve earns Chase Ultimate Rewards points that can be transferred 1:1 into United miles at the following rates:
- 3X Travel (incl. United)
- 3X Grocery Stores (temporary thru 4/30/2021, unless changed or extended)
- 3X Dining
- 1X Other Purchases
For this reason…
The Chase Sapphire Reserve card is a better option if your goal is solely to earn as many United miles as possible.
FULL UNITED CREDIT CARD LINEUP (as of April 2021)
- United Gateway Credit Card ($0)
- United Explorer Card ($95, waived the 1st year)
- United Quest Card ($250)
- United Club Infinite Card ($525)
- United Business Card ($99, waived the 1st year)
- United Club Business Card ($450)
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcards #airlinecreditcards #travelcreditcards
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