*WATCH ME APPLY* Amex Business Platinum Card! (Amex Business Card Application 2021)
Mark Reese // Credit & Finance
•April 5th, 2021
DESCRIPTION
When I saw a 100,000 point welcome bonus PLUS 5X points in select categories, I knew I had to apply for the Amex Business Platinum Card! WATCH ME DO IT! Click “Show More” to see Ad Disclosure.
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When it comes to the best business credit cards that offer travel rewards points and benefits, the Amex Business Platinum Card is hard to beat. And when it offers a massive welcome bonus that outweighs the annual fee, it definitely gets my attention :D
AMEX BUSINESS PLATINUM: MINI REVIEW
WELCOME BONUS (Late March 2021 | Targeted)
Earn 100,000 Membership Rewards points after spending $15,000 in purchases in the first 3 months of Card Membership. PLUS earn 5X points on: U.S. Purchases On Shipping, U.S. Office Supply Stores, U.S. Advertising in Select Media, U.S. Gas Stations, and U.S. Wireless Telephone Services Providers (up to 80,000 bonus points per category).
ANNUAL FEE = $595
EARN POINTS
- 5X Flights
- 5X Prepaid Hotels via AmexTravel.com
- 1.5X Purchases of $5K or more
- 1X Other Purchases
REDEEM AMEX POINTS
- Travel (Amex Transfer Partners): 2.0¢ per point, avg.
- Travel (Amex Travel Portal): 0.7¢ per point for hotels, car rentals, cruises & vacations | 1.0¢ per point for flights
- Cash Back (Statement Credit): 0.6¢ per point
🎬 VIDEO: AMEX POINTS 101 - How To Use Amex Membership Rewards Points
https://youtu.be/OAos9ucMPVo
AMEX TRANSFER PARTNERS
Aer Lingus Aer Club
Aeromexico
Air Canada
Air France KLM Flying Blue
Alitalia Millemiglia
ANA Mileage Club
Asia Miles
Avianca Lifemiles
British Airways
Delta SkyMiles
El Al Israel Airlines
Emirates Skywards
Etihad Guest
Hawaiian Airlines
Iberia Plus
JetBlue TrueBlue
Quantas Frequent Flier
Singapore Airlines KrisFlyer
Virgin Atlantic
Choice Privileges
Hilton Honors
Marriott Bonvoy
AMEX BUSINESS PLATINUM BENEFITS
-$200 Dell Credit: $100 Jan. - Jun. | $100 Jul. - Dec.
- 35% Airline Bonus: Get 35% of your points back when you use Pay With Points for an eligible fare | Up to 500,000 points back per calendar year
- Airline Fee Credit ($200/yr.): 1 airline | Incidental charges
- Global Entry / TSA Precheck (Up to $100): Every 4.5 years
- Global Lounge Collection: Access to many airport lounges worldwide. More info below.
- International Airline Program: Lower fares | Up to 8 tickets / booking
- The Hotel Collection: $100 property credit | Room upgrade
- Fine Hotels & Resorts Program: Experience credit | Room upgrade | Daily breakfast for 2 | Early check-in (12PM) | Late check-out (4PM) | Free Wi-Fi
- Elite Status: Marriott Bonvoy Gold | Hilton Honors Gold | National Car Rental Emerald Club | Others…
- No Foreign Transaction Fees
AMERICAN EXPRESS GLOBAL LOUNGE COLLECTION
- The Centurion Lounge
- The International American Express Lounges
- Priority Pass lounges
- Escape Lounges
- Delta Sky Club
- Plaza Premium Lounges
- Air Space lounges
EMPLOYEE CARD ANNUAL FEES
- Business Platinum Cards: $300 ea.
- Business Gold Rewards Cards: $45 ea.
- Business Green Rewards Cards: $0 ea.
MY CREDIT REPORT BEFORE APPLYING
SCORES
- Experian: 785
- TransUnion: 806
- Equifax: 822
INQUIRIES
Experian: 15
- TransUnion: 5
- Equifax: 1
NEW ACCOUNTS
- In the past 12 months: 2
- In the past 24 months: 7
AVERAGE AGE OF ACCOUNTS / AVERAGE LENGTH OF CREDIT HISTORY
- 3 years, 5 months
PRIOR RELATIONSHIP
Yes. I had Amex personal & business cards prior to applying.
MY CREDIT REPORT AFTER APPLYING
- No changes
WHY I CHOSE THIS CARD
1. TARGETED, NO-LIFETIME LANGUAGE OFFER (NLT OFFER)
Allowed me to get the welcome bonus a second time even though I had the card ~ 4 years ago.
2. WELCOME BONUS
100,000 points + 5X categories = $1,250 - $2,250 value
3. NO NEW INQUIRY
Amex usually does soft pulls after you have a relationship with them (i.e. you already have 1 or more Amex Cards).
4. DOESN’T AFFECT CHASE 5/24 RULE
Amex Business Cards do not show up on your personal credit report, so adding this card will not increase my 5/24 count.
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcards #amexplatinum #businesscreditcard
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