*WATCH ME APPLY* Amex Business Gold Card! (American Express Business Card Application)

Mark Reese // Credit & Finance

Mark Reese // Credit & Finance

December 5th, 2020

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Watch me apply for an American Express credit card (actually an Amex charge card…for business)! Click "Show More" to see Ad Disclosure. Of all the Amex business credit cards out there, this one is one of the best business credit cards for new small business - provided you DON’T need to carry a balance. Given that it’s an Amex charge card, the balance needs to be paid in full in order to avoid fees. 💳👉VIEW CREDIT CARD OFFERS! https://markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! http://markscreditcards.com/rakuten ‼️ GET FREE STOCKS FROM WEBULL when you open an account & deposit $100: http://markscreditcards.com/webull Here are the TOP REASONS WHY this business credit card caught my attention and demanded an application :D 1. GREAT SMALL BUSINESS CREDIT CARD: This is one of the best business credit cards for small businesses because it can earn valuable rewards points very quickly (Amex Membership Rewards points). That said, if you have inconsistent cash flows, then check out the Amex Plum Card instead. Or if you prefer cash back rewards or credit cards with no annual fee, then there are better options out there like the Amex Blue Business Plus Card, the Amex Blue Business Cash Card, and the different variations of the Chase Ink Business Cash Card. 2. ONE OF THE BEST CREDIT CARDS WITH NO CREDIT CHECK: Let me explain this one. IF you are ALREADY an Amex cardholder, THEN they will likely do a soft pull instead of a hard pull on your credit report. For example, for this Amex Business Gold Card application, there was no hard pull for me :D Amex generally uses the information they already have on file for you from past history. 3. SIGNUP BONUS: While I was ineligible to receive the signup bonus due to my having the card in prior years, it normally offers 50K - 65K Membership Rewards points after spending $5K in the first 3 months of card membership. That’s a great way to cover the $295 annual fee in Year 1 and get you off to a great start with some of the most valuable & flexible travel rewards points in the industry! 4. POINT-EARNING CATEGORIES: Earn 4X Membership Rewards points in the TWO categories where your business spent the most each billing cycle from the list below (up to $150K in combined purchases), then 1X on everything else: - Airfare - US advertising in select media (online, TV and radio) - US purchases from select technology providers of computer hardware, software and cloud solutions - US purchases at gas stations - US purchases at restaurants, including takeout & delivery - US purchases for shipping 5. 25% AIRLINE BONUS: When you book a flight thru the Amex travel portal using Membership Rewards Pay with Points, receive 25% of those points back. Either book any class flight with your selected qualifying airline, or a First or Business class flight. You can get up to 250,000 points back per calendar year. 6. BUSINESS CREDIT CARD: The majority of business credit cards don’t report to your personal credit report (known exceptions are the Capital One Spark business credit card (update: the ‘cash’ version no longer reports when obtained via new credit card application). 7. NO PRESET CREDIT LIMIT: Got some big purchases coming up? Need a credit limit increase? No problem - this card has no preset spending limit. It fluctuates over time based on your spending trends. You might be surprised how much you can actually spend per month! 8. CHASE 5/24 RULE FRIENDLY: Again, since this Amex business card doesn’t report to your personal credit report, it WILL NOT count against your 5/24 status with Chase! There are some GREAT Chase credit cards that often have high bonuses throughout the year. Some of those include the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Freedom, Chase Freedom Unlimited, Southwest Rapid Rewards Plus / Priority / Premier, Marriott Bonvoy Boundless, World of Hyatt Credit Card, IHG Rewards Club Premier, and more. Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor. #creditcards #amex #americanexpress
Mark Reese // Credit & Finance

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