*COMING SOON! * X1 CREDIT CARD (Best Credit Card To Build Credit)

The X1 Visa Card is COMING SOON! Here’s what you need to know about the soon-to-launch X1 credit card when it becomes available in Winter 2020. Click "Show More" to see Ad Disclosure. 📃 WAITLIST REFERRAL LINK: https://x1creditcard.com/r/AwIK8ly 💳👉VIEW CREDIT CARD OFFERS! https://markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! http://markscreditcards.com/rakuten ‼️ GET FREE STOCKS FROM WEBULL when you open an account & deposit $100: http://markscreditcards.com/webull FIRST OF ALL, the X1 Visa Card is one of the: - Best credit cards for beginners - Best credit cards for college students - Best credit cards for 18 year olds - Best credit cards to build credit fast - Best credit cards to rebuild credit - Best credit card for bad credit - Best credit cards to apply for with bad credit - Best credit card to increase credit score - Best metal credit cards with no annual fee WHY IT’S UNIQUE The X1 Credit Card is unique in the following ways: - The X1 Card DOES NOT use your credit score or credit report for approval OR assigning credit limit. Instead, it looks at your current income and future / expected income. - The X1 Card has a GENEROUS rewards program - The X1 Card allows you to end subscriptions with 1 click. - The X1 Card can issue temporary virtual card numbers, which is great if you purchase subscriptions or trials that bill your credit card later (but you’d rather cancel) - The X1 Card is a metal credit card with no annual fee. Specifically, it’s weighs 17g, is made out of stainless steel, and is laser etched. LINK TO ARTICLE: https://techcrunch.com/2020/09/17/x1-card-is-a-credit-card-based-on-your-income-not-your-credit-score SIGNUP BONUS / WELCOME OFFER This is currently unknown because the card doesn’t actually exist yet :D The X1 Card waitlist is currently open though so you can be one of the first to get the card when it launches. X1 CREDIT CARD FEES - NO annual fee - NO late fees - NO foreign transaction fees - YES “borrowing fees” / aka “interest charges” when you carry a balance EARNING REWARDS - Earn 2X points on everything (standard rate) - Earn 3X points on everything (when you spend $15K/yr. annually on the X1 Card) - Earn 4X points on everything (when you refer others, each approved referral gives you 30 days of earning at the 4X rate) There is no cap on the amount of credit card rewards points you can earn, and your rewards points do not expire. REDEEMING REWARDS Redeem points to cover charges at select merchants, including: Airbnb, Alaska Airlines, JetBlue, Delta Airlines, Adidas, Nike, Ikea, Wayfair, Peloton, REI, and other retailers. Points seem to be worth 1¢ each given the example they show on their website (redeeming 15,000 points to cover a $150 purchase at Apple). It’s TBD if the points will always have a 1¢ value, or if they will vary by merchant or if promotional periods will become available. No indication if pure cash back will be an option (so far it doesn’t seem like it). COOL FEATURES OF THE X1 VISA CARD - Metal credit card (17g pure stainless steel) - Earn 2X, 3X, or 4X points on all purchases* (must qualify, details below) - Higher limits than standard credit cards (up to 5X higher credit limits) - End free trials automatically with auto-expiring virtual credit cards - Cancel subscription payments in one click - Spend anonymously without disclosing your personal information - Create virtual cards for one-time use - Get instant notifications about refunds - Attach receipts to purchases SHOULD YOU GET IT? YES if you… - Have no credit history, have limited credit history, or bad credit history - Want a higher-limit card (potentially) - Shop at their point-redemption merchants - Spend $15,000+ on credit per year - Want to experience the ‘future of credit cards’ - Are a student with an internship or new graduate NO if you… - Want greater rewards flexibility - Want cash back - Want travel rewards - Spend less than $15,000 on credit per year OTHER CARDS TO CONSIDER… - Fidelity credit card (Fidelity Rewards Visa Signature Card) - PayPal credit card (PayPal CashBack Mastercard) - Citi Double Cash credit card (Citi Double Cash Card) - Apple credit card (Apple Card) All of these are GREAT cash back credit cards with no annual fee, earning 2% on all purchases. Note that the Apple Card only earns 2% Daily Cash when you use it with Apple Pay (and 3% with select merchants also when using Apple Pay). Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor. #creditcards #X1Card #X1CreditCard