APPLE CARD REVIEW & Apple Card Unboxing! (Learn about Apple Card Daily Cash & Benefits)
Mark Reese // Credit & Finance
ā¢September 17th, 2020
DESCRIPTION
The Goldman Sachs Apple Card credit card first came out in August 2019, and while it may not be the best cash back credit card ever released, there are a lot of things to like about it. Click "Show More" to see Ad Disclosure.
To start, the Apple Card is one of the:
- Best credit cards for beginners
- Best cash back credit cards with no annual fee
- Best metal credit cards with no annual fee
- Best credit cards for mobile wallet purchases (i.e. Apple Pay)
And the mobile-first / digital nature of the card is brilliantly designed to work with the Apple Wallet app.
š³šVIEW CREDIT CARD OFFERS!
https://markscreditcards.com/offers
š RAKUTEN - Earn Cash Back!
http://markscreditcards.com/rakuten
ā¼ļø GET FREE STOCKS FROM WEBULL when you open an account & deposit $100:
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SIGNUP BONUS
From 9/15/2020 thru 10/14/2020, get $50 Daily Cash when you spend $50+ at Panera Bread using Apple Pay within 30 days of opening your Apple Card account. DIRECT LINK: https://www.panerabread.com/en-us/pay-with-apple-card.html
CASH BACK REWARDS
The Apple credit card earns cash back in the form of Daily Cash. Itās named well, too! Unlike most cash back credit cards that make you wait until after your billing cycle to receive your rewards, the Apple Card issues cash back right after the transaction posts to your account (i.e. about 1-3 days after the date of purchase). Youāll earn Daily Cash at the following rates:
- 3% Daily Cash at Apple
- 3% Daily Cash when using Apple Pay at: Panera Bread, Uber, Uber Eats, T-Mobile, ExxonMobil, Nike, Duane Reade, and Walgreens. This partner list will likely grow / change over time.
- 2% Daily Cash when using Apple Pay at other locations
- 1% Daily Cash on everything else
PLUS, you have the option to finance Apple purchases at no interest with a variety of different payment plans.
FEES
- NO annual fee
- NO penalty fees
- NO foreign transaction fees
- NO āotherā fees
Like other credit cards, you WILL pay interest if you carry a balance on purchases that are not part of a 0% payment plan, so best practice is always to pay in full.
HOW DAILY CASH WORKS
- Cash back is issued for every transaction according to the rewards category it falls under
- No waiting until end of billing cycle to get your Daily Cash rewards.
- Cash back issued shortly after the transaction posts to your account.
- View on your āApple Cash cardā (this is separate from the Apple Card itself and functions more like a reloadable debit card; access it from the iPhone Wallet app).
HOW TO REDEEM DAILY CASH BACK
1. Open iPhone Wallet app
2. Select Apple Cash card
3. Select Transfer to Bank
4. Choose the amount
5. Choose the transfer method / speed
6. Tap on āTransferā in top right
MASTERCARD BENEFITS
https://www.mastercard.com/apple-card-mastercard-benefits.html
MANAGING APPLE CARD BY GOLDMAN SACHS
- Online / Web: Log in with your Apple ID at card.apple.com | View payment plan info, download PDF statements, make payments, and check credit card balance.
- Mobile: Open the Wallet app on your iPhone. TONS of easy-to-understand graphs and charts are viewable in the Wallet app. Plus the Apple Card color changes based on the categories in which you spend (and how much you spend in them)! :D
If youāre looking use multiple cash back credit cards together to maximize your rewards, here are some additional cards that you might consider to pair with the Apple Card:
- Bank of America Cash Rewards Card
- Discover it Cash Back Credit Card
- Wells Fargo Platinum Credit Card
- US Bank Altitude Go card
- US Bank Cash Plus credit card
- Citi Double Cash Card
- Chase Freedom Flex card
- Chase Freedom Unlimited Card
- PayPal credit card (PayPal Cashback Mastercard)
- Amazon credit card (Amazon Prime Rewards Visa Signature Card)
- Walmart credit card (Capital One Walmart Rewards Card)
- Target credit card (Target REDCard)
- Capital One Savor card
- Capital One Quicksilver card
- Samās Club credit card (Samās Club Mastercard)
If youāre looking instead for some of the best credit cards for travel, consider these:
- Chase Sapphire Preferred card
- Chase Sapphire Reserve card
- Citi Premier card
- Citi Prestige card
- Amex Platinum Card
- Amex Gold Card
- Amex Green Card
- Capital One Venture card
- Bank of America Premium Rewards credit card
- US Bank Altitude Reserve
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcards #applecard #cashback
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