My #1 CREDIT CARD 2020 (US Bank Altitude Reserve metal credit card)

The US Bank Altitude Reserve credit card is INCREDIBLE. In fact, if I could only have ONE credit card in 2020, THIS would be it! Click "Show More" to see Ad Disclosure. This Altitude Reserve metal credit card is best for travel AND cash back! It’s fantastic for everyday spend and that makes it easy to choose as my # 1 pick! 💳👉VIEW CREDIT CARD OFFERS! https://markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! http://markscreditcards.com/rakuten ‼️ GET FREE STOCKS FROM WEBULL when you open an account & deposit $100: http://markscreditcards.com/webull POINTS You’ll earn credit card rewards points (‘Altitude Points’) at the following rates: 5X Prepaid Hotels (via Altitude Rewards Center) 5X Prepaid Car Rentals (via Altitude Rewards Center) 3X Travel 3X Dining (thru 12/31/2020) 3X Mobile Wallet transactions 1X Everything Else Here’s what the rewards points are worth: - 1.0¢ each for cash back - 1.5¢ each for travel via the portal As an example… 10,000 points = $100 Cash Back = $150 Travel NOW… THE REASON WHY THIS CARD IS SO POWERFUL! Is because… Of the ability to earn 3X points on ALL MOBILE WALLET TRANSACTIONS. That means it doesn’t matter what ‘category’ or ‘merchant’ you’re making your purchase at. As long as mobile wallet payments are accepted, you’ll earn 3X points! That’s equivalent to 3% cash back on (nearly) EVERYTHING or 4.5% back on (nearly) EVERYTHING TOWARD TRAVEL! If the merchant accepts Apple Pay, Android Pay, Samsung Pay, LG Pay, or Google Pay, you can use this credit card via your phone and earn points VERY quickly! There are 3 MAIN METHODS TO REDEEM POINTS… Method 1: Real-Time Rewards gives you instant redemption after you make a purchase. US Bank will send you a text asking if you want to use points to wipe out the transaction via statement credit. Your points will be worth 1.5¢ each if it’s a travel purchase made directly with the travel company. There is a minimum purchase amount for $250 for rental cars and $500 for lodging (e.g. your hotel). You can also use points at 1.0¢ each to cover non-travel purchases (exceptions: gas stations & restaurants). Method 2: The travel portal allows you to use your points during the booking process. They’ll be worth 1.5¢ each on flights, hotels, etc. Booking via this portal is NOT SUBJECT TO the $250 / $500 minimum requirements for rental cars and lodging, respectively. That limitation is only for Real-Time rewards. Method 3: Cash back is a good option, too. Just be aware there is a minimum redemption amount of 5,000 points ($50) and you must redeem in increments of 5,000 points ($50, $100, $150, etc.) The Altitude Reserve card has a $400 annual fee The SIGNUP BONUS as of September 2020 is 50,000 points after spending $4,500 in the first 90 days. That’s worth $500 cash back or $750 toward travel. There’s a $325 ANNUAL TRAVEL CREDIT that automatically reimburses you for travel purchases made with airlines, hotels, car rental companies, cruise lines, taxicabs, limousines, and passenger trains. NOTE: Through 12/31/2020, this $325 credit also covers dining, including: restaurants, takeout and food delivery. OTHER PERKS INCLUDE… - Airport lounge access via Priority Pass (limit 4 passes per year, then pay for day passes) - $100 credit toward TSA Precheck or Global Entry - 12 Gogo inflight wi-fi passes each year - No foreign transaction fees - Special privileges at Relais & Chateaux hotels - Elevated concierge service - Rental privileges and discounts with Silvercar - PLUS more! Since this is a VISA INFINITE credit card, you’ll also get access to the Visa Infinite Luxury Hotel Collection, which provides benefits like: complimentary breakfast daily, room upgrades, special amenities, etc. BENEFITS LINK: https://www.myvisacardportal.com/usbank/en_us/altitude/altitudereserve/visabenefits.html There are also tons of INSURANCE & PROTECTIONS: https://www.myvisacardportal.com/usbank/en_us/altitude/altitudereserve/protections.html FINAL NOTE TO BE AWARE OF… You must have a prior relationship with US Bank before applying for the Altitude Reserve card. Opening a free checking account, savings account, another credit card, etc. will work just fine. And finally, yes, this is a metal credit card with an impressive drop test and elegant unboxing :-) Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor. #creditcards #usbank #altitudereserve