14 Business Credit Cards that DON’T REPORT to Personal Credit

Protect yourself while banking online with my sponsor, Aura. Click https://aura.com/markreese to get a 14-day free trial. Then learn about the top 14 Business Credit Cards that DO NOT REPORT to your personal credit report. Click “Show More” to see Ad Disclosure. Business credit cards are a fantastic tool for small business owners. They allow you to separate business and personal finances, often give higher credit limits, help you build business credit for your small business or new LLC, and can even help you preserve your personal credit score in a BIG way. Here’s why… Many small business credit cards DO NOT REPORT to your personal credit report. This means they won’t affect the major factors of your credit score, including: newly opened accounts, age of credit history, payment history, and utilization. None of those factors from a business credit card can impact your personal credit score if those card accounts never get reported in the first place. A great example of this is credit utilization. If you have a large amount of spend each month that consistently uses up a high percentage of your credit line, that can dramatically lower your credit score when the balance gets reported. However, if that high credit utilization doesn’t get reported on your personal file, then it won’t have any effect on your personal credit score at all! Additionally, for individuals interested in the credit card rewards game, the Chase 5/24 Rule is very well known. Fortunately, business credit cards that don’t report to your personal file cannot affect your 5/24 Rule status with Chase (that’s because Chase can only count the newly opened accounts that actually show up on your personal credit report). So, business credit cards can be a great way to earn additional signup bonuses, benefits, and ongoing rewards (particularly in categories not covered on personal cards) without increasing your 5/24 Rule status. A Word of Caution: Some business credit cards may report NEGATIVE information to your personal credit report. This includes things like late payments or other delinquencies. To avoid this, simply make sure to pay on time and keep your account in good standing. CREDIT CARD LINKS 🚨 Get Credit Card ALERTS: https://markscreditcards.com/offeralerts 💳 View Credit Card OFFERS: https://markscreditcards.com/offers 📱 MaxRewards - Manage your cards (promo code = markr): https://markscreditcards.com/maxrewards EARN CASH or AMEX POINTS! 🛍️ Rakuten: https://markscreditcards.com/rakuten BANK ACCOUNT LINKS 🏦 Top Bank Accounts: https://markscreditcards.com/bankaccounts 💵 SoFi (Get $300+): https://markscreditcards.com/sofibanking INVESTING ACCOUNT LINKS 📊 Top Investing Accounts: https://markscreditcards.com/investingaccounts ------------ 🎬 CHAPTERS 00:00 - Intro 1:06 - Chase Ink Business Preferred 2:14 - Chase Ink Business Cash 3:35 - Chase Ink Business Unlimited 4:30 - Amex Business Platinum Card 7:03 - Amex Business Gold Card 8:30 - Amex Blue Business Plus, Amex Blue Business Cash 9:38 - Capital One Venture X Business 11:34 - Capital One Spark Cash Plus 12:58 - Bank of America Business Advantage Customized Cash Rewards 14:21 - Bank of America Business Advantage Unlimited Cash Rewards Mastercard 14:56 - Wells Fargo Signify Business Cash 15:32 - U.S. Bank Business Altitude Connect Visa Signature 16:54 - U.S. Bank Triple Cash Rewards Visa Business Card 18:08 - Summary 18:28 - Important Note Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as YourBestCreditCards.com, My Wealth Wallet, and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the recording / posting date. Some of the offers mentioned may no longer be available and/or may not be available to all users. The content should not be taken as financial advice; it is an expression of opinion. Please do your own research before making a decision to apply for a card or act upon any of the information provided. #creditcards #businesscredit #smallbusiness