WAKE UP! It’s Time to Change Your Credit Card Strategy (11 reasons)
Mark Reese // Credit & Finance
•June 30th, 2025
DESCRIPTION
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The FUTURE of credit cards is not quite what many of us expected. For instance, it’s become clear that in order to earn more rewards faster on things like travel, we need to book our trips through bank portals. A great example of this is the new Chase Sapphire Reserve card. While it earns 4X points on airlines and hotels when booked directly with those sites, it earns DOUBLE that (8X points) when you instead book through the Chase Travel Portal. The Amex Platinum Card does something similar, awarding you 5X points on hotels when they’re prepaid and booked via the Amex Travel portal (otherwise, your reward rate would be 1X points).
Additionally, we’re seeing the rise of merchant-driven credits. By this I mean receiving statement credits when transacting with a specific retailer. An example here is the Amex Gold Card’s $120 Dining Credit. You can earn up to $10 per month back as a statement credit when using your Amex Gold Card to make purchases at a very small list of food retailers (Five Guys, Wine.com, Goldbelly, The Cheesecake Factory, and Grubhub).
These credit card trends, among many others, will likely define the credit cards of the future for quite some time. As credit card annual fees rise, the benefits consumers receive will likely be narrower in their use cases and/or more difficult to use due to restrictions.
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🎬 CHAPTERS
00:00 - INTRO
00:59 - TREND 1
3:04 - TREND 2
4:29 - TREND 3
6:43 - TREND 4
9:29 - TREND 5
11:29 - TREND 6
13:57 - TREND 7
16:17 - TREND 8
17:58 - TREND 9
19:44 - TREND 10
22:07 - TREND 11
Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as YourBestCreditCards.com, My Wealth Wallet, and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the recording / posting date. Some of the offers mentioned may no longer be available and/or may not be available to all users. The content should not be taken as financial advice; it is an expression of opinion. Please do your own research before making a decision to apply for a card or act upon any of the information provided.
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