IT’S HERE: Citi Strata Elite (FULL DETAILS)
Mark Reese // Credit & Finance
•July 28th, 2025
DESCRIPTION
The Citi Strata Elite is the NEW competitor to the Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X! Learn about all the details in this first look video! Click “Show More” to see Ad Disclosure.
📝 PRESS RELEASE: Citi Launches the Citi Strata Elite Credit Card
https://www.citigroup.com/global/news/press-release/2025/citi-launches-citi-strata-elite-credit-card
📝 THE POINTS GUY: Citi Strata Elite: Citi finally adds a premium travel card — was it worth the wait?
https://thepointsguy.com/news/citi-strata-elite-launch/
📝 THE POINTS GUY: Citi adds American Airlines as a 1:1 transfer partner, offers Admirals Club passes on brand-new card
https://thepointsguy.com/news/citi-american-airlines-transfer-partner/
📝 MARKETWATCH: Citi’s new Strata Elite credit card has a $595 annual fee. Here’s how its perks stack up against the competition.
https://www.marketwatch.com/story/citis-new-strata-elite-credit-card-has-a-595-annual-fee-heres-how-its-perks-stack-up-against-the-competition-4298975a
📝 YAHOO FINANCE: Citigroup enters credit card perk wars with $595 annual fee for Strata Elite
https://finance.yahoo.com/news/citigroup-enters-credit-card-perk-wars-with-595-annual-fee-for-strata-elite-130039556.html
📝 WALL STREET JOURNAL: Citi Rolls Out a New Premium Card in Fight for Affluent Customers | With a $595 annual fee, the Strata Elite will compete with the Chase Sapphire Reserve and American Express Platinum
https://www.wsj.com/finance/banking/citi-rolls-out-a-new-premium-card-in-fight-for-affluent-customers-e3b106c4
Citi has launched the new Citi Strata Elite Credit Card, a premium offering designed for high rewards on travel and dining, along with valuable lifestyle benefits. Key features include:
Rewards Structure:
12x points on hotels, car rentals, and attractions booked through Citi Travel.
6x points on air travel booked through Citi Travel.
6x points at restaurants on Friday and Saturday evenings between 6 PM - 6 AM ET.
3x points at restaurants at other times.
1.5x points on all other purchases.
Annual Fee = $595 (discounts available for Citigold and Citigold Private Client)
Annual Value and Benefits:
The card aims to provide nearly $1,500 in annual value through flexible benefits, including:
Up to $300 annual hotel benefit.
Up to $200 annual "Splurge Credit" for select brands (e.g., American Airlines, Best Buy, Live Nation, others).
Up to $200 annual Blacklane credit.
Global Entry or TSA PreCheck application fee credit.
American Airlines Integration:
4 Admirals Club passes annually.
Ability to transfer ThankYou Points to American Airlines AAdvantage miles.
Additional Perks:
Complimentary Priority Pass Select membership.
Access to The Reserve by Citi Travel for enhanced hotel stays.
No foreign transaction fees.
Access to Citi Entertainment and Mastercard's new World Legend benefits.
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